Property & Liability Insurance

Property & Liability Insurance 2018-04-27T11:09:01+00:00

NEW-WFG_GISlogo_rgbAbout the Program

The Hospitality Insurance Program offered through the AHLA is a superior method of purchasing property and liability coverage for hotels. In partnership with the insurance experts at Western Financial Group, the program has been developed under a “Protected Self-Insurance” structure, providing participants with an ownership stake in the program. The coverage provided is highly comprehensive and is tailored to the unique needs of each property.

There are two divisions under the program: Lodging and Beverage. Each division is operated as a separate Protected Self-Insurance program. All coverage and policy wordings are the same for both divisions, but the Beverage division allows members who may not qualify through the Lodging division.


I have been extremely happy with the level of service provided to me by the Program’s staff. I work with an Account Manager who is dedicated to working with hotels and has an excellent understanding of my insurance requirements.

The Protected Self-Insurance Program structure of the Hospitality Insurance Program has provided me fantastic benefits. I have confidence that they have the best insurance policy for a hotel in Canada. My rates have gone down since joining the program and I have also received rebates.

– Alnoor Lakhani, Owner at Best Western Calgary Centre Inn

Benefits to AHLA Members

  • Preferred cost structure providing immediate initial savings and long-term rate stability;
  • Comprehensive Coverage Reviews and Risk Management Services;
  • Service from Insurance & Claims Advisors who are hospitality insurance experts; and
  • Compliance with the insurance requirements of all Brands and Banners.

Get Started

To learn how to participate in the Hospitality Insurance Program, call Thom Proch at 1.800.665.8990 ext.7313 or visit