About the Program

In partnership with the insurance experts at Western Financial Group (Western), the Hospitality Insurance Program (HIP) provides innovative commercial insurance solutions for AHLA members.

HIP offers members with insurance coverages that are tailored to the unique needs of the hospitality industry, all within a unique Protected-Self Insurance structure that keeps rates more stable and affords program participants with ownership of premium.

Western’s team of Risk Management Advisors also provides members with risk mitigation tips and strategies to improve safety and reduce claims.

Benefits to AHLA Members

  • Comprehensive coverage reviews in compliance with the insurance requirements of all brands and banners;
  • Risk Management & Loss Prevention services;
  • 24/7 In-House Claims administration and customer-service from advisors who are hospitality insurance experts;
  • Protected Self-Insurance Structure – partial ownership of premiums.

Looking to learn more about property & liability insurance? The AHLA, in consultation with Western, has developed a module based video series on loss prevention and risk management. These modules are free for hoteliers and cover the following topics:

  • Importance of loss prevention
  • Emergency response planning
  • Cyber security
  • Fire damage prevention
  • Water damage prevention
  • Property security to protect guests, staff, and your hotel
  • Liquor and cannabis liability prevention
  • Reporting incidents
  • Wildfire Safety

Visit our safety site to learn more and access these videos for FREE!

To learn how to participate in the Hospitality Insurance Program, call Drew Woytko – Director, Business Development at 1.800.665.8990 ext. 50152 or visit westernfinancialgroup.ca/hip.